AI agents executing financial transactions need a four-control bundle (action-approval gates by blast radius, kill-switch protocols, decision-audit trails, per-action revocation); enterprises shipping agentic-AI without this bundle face CISO governance pressure they cannot satisfy under existing model-risk-management, FFIEC, and EU AI Act expectations.

Correction log

1. 28 Apr 2026Rewritten 27-28 Apr 2026 from 27 Jul 2025 WordPress-migrated original. Original used fictional Seattle CISO scene with fabricated $2.7M case, fabricated cohort scheduling, emoji subheads, and 'battle-tested' hype. Rewrite extracts the verifiable control-set framework with primary-source citations (NIST AI RMF, NIST AI 600-1 Generative AI Profile, FFIEC IT Examination Handbook, SR 11-7, OCC Bulletin 2011-12, ISACA AI Audit Toolkit, Cloud Security Alliance MAESTRO framework). Cross-links to the live AM-037 non-human-identity piece as the identity-layer companion. Approved + published 28 Apr 2026.