Skip to content
Holding·last review29 Apr 2026

The 2026 insurance market does not yet offer agent-specific E&O policies in any mature form; existing cyber and tech-E&O policies were drafted against human-error and software-defect risk models that don't cleanly map to autonomous reasoning actors. Enterprises shipping agentic-AI face an underwriting gap: the cyber policy may not respond to a loss caused by an agent's reasoning step, and the professional-liability policy may exclude AI-generated outputs entirely. CIOs and CROs need to surface this gap with their broker before the loss event, not after.

Logged as Partial at publication. Spine is defensible from Lloyd's, Marsh, Munich Re, AIG, Chubb, NAIC, and Geneva Association public material through 2024-2025. Three review checks at +60d: a settled off-the-shelf agentic-AI E&O product with standard wording from a major carrier, a reported claims case testing legacy cyber or tech-E&O response to an agent-caused loss, a regulator action requiring carriers to address autonomous-actor risk explicitly. None moved → Partial holds. One or two → Holds. All three → Strengthened.

Published
29 Apr 2026
Last reviewed
29 Apr 2026
Next review
+45d· 28 Jun 2026

Correction log

  1. 29 Apr 2026Initial publication 29 Apr 2026 as a staged draft (rewriteInProgress: true). Status set to Partial because the underlying market is in a transitional phase and per-carrier wording specifics may shift inside the 60-day review window. REVIEW: Peter to verify (a) the Lloyd's Lab Cohort 12 dating and submissions detail, (b) the Munich Re aiSure agentic-deployment extension claim, (c) the NAIC Model Bulletin scope, (d) whether the AIG CyberEdge and Chubb Integrity+ AI endorsement language descriptions reflect the most recent product updates, and (e) the MGA list (Armilla, Vouch, Coalition, Relm) is currently in market with AI-liability paper before promoting from staged draft to published.
Embed this claimiframe + oEmbed
HTML iframe
Paste-the-URL (Substack, Medium, Notion, WordPress)

The card auto-updates when the claim's status, last-reviewed date, or correction log changes. Embedders never need to refresh — the card is rendered live from the canonical record.

About this register

The Reporting register tracks claims published from articles addressed to senior enterprise IT leaders — CIOs, IT directors, heads of platform. Claims are reviewed on a 30–90 day cadence; each review either reaffirms the claim, marks one substantive part as Partial, or marks it Not holding once the underlying evidence has been overtaken.

Recent corrections in Reporting

  • AM-002 · Not holding · 06 May 2026

    URL state changed. The /the-agentic-ai-revolution-real-world-success-stories-and-strategic-insights-from-2024-2025/ slug now serves a deliberately rewritten retrospective (claimId AM-130, "Agentic AI 2024-2025 retrospective", published 04 May 2026) against audited primary sources. The 28 Apr 2026 redirect to /retractions/ has been lifted to allow that. AM-002 the claim remains Not holding — the original $3.50/dollar + 70% failure-rate framing was withdrawn and is not restored. AM-130 is a separate claim with its own evidence chain. Readers arriving at /holding/AM-002 see the withdrawal here; the article link surfaces the new piece at the URL the original lived at, with this entry as the audit trail.

  • AM-121 · Holding · 2 May 2026

    Klarna walk-back primary-source upgrade — added Siemiatkowski verbatim quotes via Bloomberg-cited-by-Fortune (9 May 2025) and the Uber-style freelance hiring detail via Entrepreneur. Closes the highest-priority evidence gap from the source dossier.

  • AM-115 · Holding · 29 Apr 2026

    Initial publication 29 Apr 2026 — the first Quarterly Claim Review Bulletin. The claim itself is recursive: it asserts that the bulletin will ship quarterly, and the next review (30 Jul 2026) tests whether the Q3 bulletin actually appeared. Status starts as 'up' because the claim is currently true (the Q2 bulletin shipped). The verdict at end of July 2026 will move to Holding, Partial (bulletin shipped but on a delayed cadence), or Not holding (no bulletin shipped). REVIEW: Peter — please verify claim text + cadence wording before removing rewriteInProgress flag.

Reviews coming up in Reporting

  • AM-003 · Holding · next +5d (19 May 2026)

    GPT-5 Pro's tiered-subscription model forces enterprises to classify problems by computational difficulty — $200/month…

  • AM-136 · Holding · next +21d (4 Jun 2026)

    Across the 24-month window May 2024 to April 2026, every major foundation-model provider (Anthropic, OpenAI, Google, AW…

  • AM-020 · Holding · next +35d (18 Jun 2026)

    The 40-60% TCO underestimate on enterprise agentic-AI deployments is not a cost-visibility failure — it is a cross-depa…